Whole Life Insurance

Whole Life Insurance is also know as Ordinary, Standard or Permanent life insurance. Unlike term insurance, whole life insurance provides insurance coverage for the lifetime of the insured. Whole life insurance policies also provide tax-deferred buildup of cash value, payable upon surrender or payment default. Generally, permanent insurance has fixed premiums and death benefits. Other types of permanent coverage, such as Graded Premium Life, Universal Life, and Variable Life, offer variable premiums and death benefits

See Also: Medical Examination; Preferred Risk; Rider; Smoker Ratings; Term Insurance;

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