Private-Passenger Auto Insurance Policyholder Risk Profile

This refers to the risk profile of auto insurance policyholders and can be divided into three categories: standard, nonstandard and preferred. In the eyes of an insurance company, it is the type of business (or the quality of driver) that the company has chosen to taken on.

See Also: Physical therapy; Profit; Pretax Return on Revenue; Pretax Operating Income; Premium Unearned; Premium to Surplus Ratio; Premium Earned; Preferred Auto; Pre-existing conditions provision;

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