Portability

The ability for an individual to transfer from one health insurer to another health insurer with regard to pre-existing conditions or other risk factors. Pre-authorization A cost containment feature of many group medical policies whereby the insured must contact the insurer prior to a hospitalization or surgery and receive authorization for the service.

See Also: Pre-Certification; Point-of-Service (POS) Plan; Personal Lines; Peril; Partnership insurance; Paramedical Report; Progressive insurance; Promulgate; Probability;

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