Point-of-Service (POS) Plan

A type of managed care plan combining features of health maintenance organizations (HMOs) and preferred provider organizations (PPO’s), in which individuals decide whether to go to a network provider and pay a flat dollar co-payment (say $10 for a doctor's visit), or to an out-of-network provider and pay a deductible and/or a coinsurance charge.

See Also: Pre-Certification; Portability; Personal Lines; Peril; Partnership insurance; Paramedical Report; Progressive insurance; Promulgate; Probability;

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