Operating Ratio (IRIS)

Combined ratio less the net investment income ratio (net investment income to net premiums earned). The operating ratio measures a company's overall operational profitability from underwriting and investment activities. This ratio doesn't reflect other operating income/expenses, capital gains or income taxes. An operating ratio of more than 100 indicates a company is unable to generate profits from its underwriting and investment activities.

See Also: Outpatient treatment; Out of pocket maximum; Optional Riders; Optional Flight Accident Plan; Overall Liquidity Ratio; Other Income/Expenses; Operating Cash Flow; Occurrence;

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