Medical Savings Accounts (MSAs)

These health insurance plans provide incentives for individuals to replace high premium, low-deductible policies with affordable, high deductible catastrophic coverage. Premiums for this coverage are lower and the savings may be used to fund a tax-de ferred medical savings account from which you can pay on a pre-tax basis for qualified medical care and expenses, including annual deductibles and co-payments.

See Also: Member Month; Medical Loss Ratio; Medical expense insurance; Medical application; Medicaid;

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