Health Maintenance Organization (HMO)

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Main Page  /  Insurance Glossary  /  Health Maintenance Organization (HMO)

Health Maintenance Organization (HMO)

The HMO arranges for, or contracts with, a variety of health care providers to deliver a range of services to consumers who make up its membership. All HMOs employ managed care strategies that emphasize prevention, detection and treatment of illness. HMOs use primary care physicians as the coordinator of patient care needs. An HMO may offer consumers an HMO plan or POS plan. (See health maintenance organization plan and point of service plan.)

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