Hazard

A specific situation that increases the probability of the occurrence of loss arising from a peril, or that may influence the extent of the loss. For example, accident, sickness, fire, flood, liability, burglary, and explosion are perils. Slippery floors, unsanitary conditions, shingled roofs, congested traffic, unguarded premises, and uninspected boilers are also hazards

See Also: Hospital room and board; Hospital indemnity; Hospital-surgical expense insurance; Home Country; History statement; Health net; Home warranty;

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