Combined Ratio After Policyholder Dividends

The sum of the loss, expense and policyholder dividend ratios not reflecting investment income or income taxes. This ratio measures the company's overall underwriting profitability, and a combined ratio of less than 100 indicates an underwriting profit.

See Also: Current Liquidity (IRIS); Coverage; Conditional Reserves; Commercial Lines; Class 3-6 Bonds (% of PHS); Chartered Property and Casualty Underwriter (CPCU); Change in Policyholder Surplus (IRIS); Change in Net Premiums Written (IRIS); Ceded Reinsurance Leverage; Casualty Insurance;

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